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Employees: Learn what’s different in medical, dental coverage during open enrollment: News at IU: Indiana University

Indiana University’s open enrollment period is from Oct. 26 to Nov. 6. The enrollment period is earlier this year to accommodate the changes in IU’s academic calendar due to COVID-19.

During the annual event, IU employees can make changes to their medical and dental insurance, add or remove eligible dependents, determine their needs for their Health Savings Account contribution, decide whether to save money through the Tax Saver Benefit plans, and review and change their personal accident insurance coverage.

Informational mailers were sent to all benefits-eligible employees at their home address earlier this month. Additional information is available from Human Resources. Though not sent via campus mail this year, the traditional informational Open Enrollment Guide is available digitally on the HR website.

No benefits fairs or on-campus presentations are planned because of COVID-19. Instead, HR will offer live webinars as well as an on-demand webinar. Employees can also contact askHR

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Bupa extends early access pay to 5,500 dental staff

Healthcare provider Bupa is extending early access to pay to support the financial wellbeing of 5,500 dental care staff.

The organisation initially rolled out the service provided by income streaming platform Wagestream to 11,000 employees across its care division in February 2020.

The service allows Bupa employees to access to their pay, as and when they earn it. Employees can withdraw as little or as much of their salary as they need to without having to wait until pay day. For each withdrawal, employees will be charged a flat fee of £1.75.

Bupa is also offering employees access to Wagestream’s micro-savings tool, Safestream, which is available to all of its 6,500 dental care staff, enabling them to save a portion of their salary each month. Additionally, employees will also be able to access financial wellbeing advice through its The Money Advice Service, which offers webinars and an online resource hub. 

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Wike to Fed Govt: teachers’ salary raise a burden on states

By Mike Odiegwu, Port Harcourt

Rivers State Governor Nyesom Wike is not at ease with the incentives announced for teachers by President Muhammadu Buhari during anniversary of the World Teachers’ Day on October 5.

He accused the Federal Government of imposing fresh financial burdens on states and creating crisis for the nation’s educational system through the announcement of incentives for teachers, including a new salary scheme.

But the governor admitted that the teachers welfare was ripe for a review going by the key roles they play in the society.

According to the governor, the new salary scale and the incentives were announced by the President without interfacing with states that have for long been pushing for a new revenue formula.

He, however, admitted in a statement by his Information Commissioner Paulinus Nsirim, that there was a need for a review of teachers’ welfare in view of their critical roles.


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Here’s how much you could earn with a better education

Thinking about going back to school? You should know what you’re getting out of your investment.

a woman wearing a hat: What you could earn with a better education

© Shopping King Louie / Shutterstock
What you could earn with a better education

Tuition doesn’t come cheap, and the price of learning keeps rising every year. The average annual cost has tripled since the late ’80s.

We pulled U.S. census data from 2018 — the latest year with figures available — to see what kind of salary you can expect to receive in each education level as a man or woman over the age of 25. We also looked up which jobs in those levels pay the most, using 2017 numbers from the Bureau of Labor Statistics (BLS).

Wondering how your salary stacks up? Curious about how much extra schooling you’ll need to get a job that pays what you want? Want to know how much more (or less) members of the opposite

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High-Earning Prospects Are Easier to Find Than You Think

Doctors, nurses, heavy-equipment operators, lawyers: They’re everywhere! (Credit: Shutterstock)

Advisors need to keep the prospecting pipeline filled. This presents many challenges, including knowing which jobs and professions pay well. Many confident advisors can feel awed when talking to professionals like doctors or lawyers. This feeling increases if the other person considers the advisor or agent a salesperson. Let’s look at a four-step process to address these problems.

Related: The Best Ways to Find and Build Your Client Niche

Step 1: Find Those High-Paying Professions

This will be far easier than you might imagine. The Bureau of Labor Statistics tracks this data. Do an internet search on “BLS Salary” and the name of your metro area. The results should include “May 2019 State Occupational and Wage Estimates,” followed by the name of your city. In some cases, the 2019 report isn’t available. You will likely get the 2017 report.

It lists

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Guardian’s PayGuard Plus Extends Disability Coverage to Stay-At-Home Spouses

NEW YORK, Oct. 12, 2020 /PRNewswire/ — Today, The Guardian Life Insurance Company of America® (Guardian Life) unveiled new term disability insurance, PayGuard Plus, with disability protection for a stay-at-home spouse. The Spousal Coverage Program gives existing individual disability policy holders the ability to cover a spouse who does not generate an income. All marriages, including same-sex and civil unions are eligible.

More than 11 million parents in the United States are stay-at-home parents1. According to 2019 data from, if someone was to pay a stay-at-home parent for the services they provide, ranging from house manager, chef, tutor, chauffer, nurse, personal assistant and negotiator, their median annual salary would have been $178,2012. If a stay-at-home parent becomes ill or disabled it could be a devastating financial event for a family.

Under the Spousal Coverage Program, the non-income-generating spouse will receive the total disability benefit when, because of sickness or

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How church employee benefits drive engagement more than base pay

Courtesy of Sutton Turner

For you to attract the best candidates for your organization, you need a competitive compensation package. In this day and age where remote work is on the rise and workers value work-life balance more than ever, a reasonable salary is no longer enough. It takes a well-rounded compensation plan to wow the talent you’re looking for.

So, what all is included in employee benefits?

Ultimately, benefits include everything outside of an individual’s salary. This means health insurance, bonuses, 401ks (4013bs for churches), and vacation days, but for churches, it can also include life insurance, housing allowances, sabbatical packages, education allowances and so much more. Benefits are critical because they help employees by cutting out some of their expenses so they are able to use their salary on their other expenses. Providing this added cushion

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Nagaland IPS Goes Above Duty to Save Lives

“Despite being an ‘outsider’, they made me feel at home. That’s what has inspired me to go above and beyond the call of duty,” says Dr. Pritpal Kaur Batra,” a dentist-turned IPS officer.


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When Dr. Pritpal Kaur Batra, a 2016-batch officer of the Indian Police Service (IPS), was first posted in the remote eastern border district of Tuensang in Nagaland as a sub-divisional police officer (SDPO), she was immediately struck by the generous and giving nature of its residents, who accorded her a warm welcome.

“Aside from the sheer beauty of the place, what touched me most was how genuine and kind people were to me when I arrived there in 2018. Despite my being an outsider, they made me feel at home. That’s what inspired me to go above and beyond the call of duty,” says Dr. Kaur, currently serving as the Superintendent of Police in Noklak

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Manteca Unified is looking to hire up to 60 new teachers.

The need for new teachers is primarily the result of an early retirement program being offered at the start of 2021.

The district offered the option for two reasons. First, it would give teachers that have concerns about COVID-19 the ability to retire early when conditions allow students to start transitioning back to the classrooms. It would also help reduce general fund expenditures for the fiscal year starting July 1, 2021 when the state is expected to cut or extend deferral of state funds due to a $54.3 billion revenue shortfall the pandemic has created.

How the early retirement works can be illustrated by taking a $100,000 salary — a pay level that is not uncommon for long serving teachers — and applying it to two options that someone retiring early has.

The district, like they did in 2009

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Global Aquaculture Vaccines Market Is Expected to Reach USD 336.12 Million by 2027 : Fior Markets – Press Release

Newark, NJ, Oct. 05, 2020 (GLOBE NEWSWIRE) — As per the report published by Fior Markets, the global aquaculture vaccines market is expected to grow from USD 207.73 million in 2019 to USD 336.12 million by 2027, at a CAGR of 6.2% during the forecast period 2020-2027.

Aquaculture has attained an economic revolution worldwide in recent years. However, infectious diseases of mycotic, parasitic, bacterial, and viral nature are the most common restrictive agents of intensified aquaculture, which has become an expanding sector. For various health as well as environmental concerns, vaccination is required to protect the health of aquaculture & fishes from various infectious agents. Advancements in science have developed, and designed novel & effective vaccines and have also improved various existing vaccines. Recent advances in vaccinology offer beneficial opportunities to discover new vaccines for combating fish pathogens like mycotic & parasitic agents. 

With the outbreak of a global pandemic,

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